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Are you in Good Hands?


Whether you’re doing just fine or barely scraping by, a little extra cash never hurts. Thanks to today’s gig economy, where both companies and consumers increasingly turn to freelance workers for goods and services, there are plenty of opportunities to pad your regular paycheck. Here are four ways to work part-time on the side.

1. Monetize That HobbyWhat could be better than doing what you love and making money? From sewing or baking to woodworking or tinkering with appliances, many of us enjoy marketable leisure activities. Online sites and tools make it easier than ever to get the word out about anything from your skills as a handyman to your dog-walking expertise.

2. Get Paid to Stay in ShapeTurn your passion to work out into a sideline into fitness coaching and training. While anyone can bill himself (or herself) as a personal trainer,

getting certified will give you the credibility you need to market yourself to prospective clients or get work through a local gym or sports store. Look online for associations that offer programs that suit your timeline and budget.

3. Become a Mystery Shopper (or Eater or Traveler)In this role, you’ll collect a fee for visiting venues and filling out detailed reports about your customer experience for companies seeking feedback. A caveat: Be sure to vet the firms you’re considering carefully—some mystery consumer service companies overpromise and under-deliver. For a list of reputable companies, visit The Mystery Shopping Providers Association website.

Did You Know?

40% The estimated percentage U.S. workers who will be a part of the gig economy by 2020.

A reported 13.4 million people work at home at least one day per week, a trend that has been on the rise.

4. Leverage Your LearningEveryone knows something—and teaching someone else what you know best can be both fulfilling and lucrative. Tutoring is a great way to cash in on your skills in math, writing or a second language. Depending on the topic and your level of expertise, you may even be able to teach part-time as an adjunct instructor or professor.

But First, a Little HomeworkEarning extra income while doing something you enjoy sounds like a total win-win, but before you start it’s a good idea to talk to both your tax advisor and your insurance agent to make sure you’re covered. If the hobby becomes a full-blown business (the IRS distinguishes between the two), you may also need to revisit your insurance policy to see if there are business exclusions.