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Every year brings a different weather story and terms like “polar vortex” can become a part of the water cooler conversation. Plummeting temperatures, especially once they dip to 20 degrees or below, can mean major plumbing problems.

When standing water in your home’s pipes starts to freeze, it expands. But it’s not the ice inside that will cause cracks or splits. It’s the force of the water pressure building up between the blockage and the closed faucet. Here’s how to protect your pipes—and your pocketbook—from a cold snap.